/* ============================================================
   GixSwaps — Modern Fintech
   Mobile-first · Fintech navy + emerald · Plus Jakarta Sans
   ============================================================ */

:root {
  /* Core palette */
  --bg: #fafbfc;
  --bg-elevated: #ffffff;
  --bg-subtle: #f1f5f9;
  --ink: #0f172a;
  --ink-2: #1e293b;
  --ink-3: #475569;
  --muted: #64748b;
  --line: #e2e8f0;
  --line-2: #cbd5e1;

  --brand: #10b981;          /* emerald — trust/money */
  --brand-deep: #059669;
  --brand-soft: #d1fae5;
  --brand-bg: #ecfdf5;

  --accent: #0ea5e9;          /* sky blue — secondary */
  --accent-soft: #e0f2fe;

  --warn: #f59e0b;
  --danger: #ef4444;
  --danger-soft: #fee2e2;

  /* Typography */
  --font-display: 'Plus Jakarta Sans', system-ui, -apple-system, sans-serif;
  --font-body: 'Plus Jakarta Sans', system-ui, -apple-system, sans-serif;
  --font-mono: 'JetBrains Mono', ui-monospace, monospace;

  /* Radii */
  --r-sm: 8px;
  --r-md: 12px;
  --r-lg: 16px;
  --r-xl: 24px;

  /* Shadows — subtle, fintech-feel */
  --shadow-xs: 0 1px 2px rgba(15,23,42,0.04);
  --shadow-sm: 0 1px 3px rgba(15,23,42,0.06), 0 1px 2px rgba(15,23,42,0.04);
  --shadow-md: 0 4px 6px rgba(15,23,42,0.05), 0 10px 15px rgba(15,23,42,0.08);
  --shadow-lg: 0 10px 15px rgba(15,23,42,0.08), 0 20px 40px rgba(15,23,42,0.10);
  --shadow-glow: 0 0 0 4px rgba(16,185,129,0.15);
}

* { box-sizing: border-box; margin: 0; padding: 0; -webkit-tap-highlight-color: transparent; }

html { scroll-behavior: smooth; }

html, body {
  background: var(--bg);
  color: var(--ink);
  font-family: var(--font-body);
  font-size: 16px;
  line-height: 1.6;
  -webkit-font-smoothing: antialiased;
  -moz-osx-font-smoothing: grayscale;
  text-rendering: optimizeLegibility;
  font-feature-settings: "cv11", "ss01";
}

body {
  min-height: 100vh;
  overflow-x: hidden;
}

a { color: inherit; text-decoration: none; }
button { font-family: inherit; cursor: pointer; border: none; background: none; }
img { max-width: 100%; display: block; }

/* ============ NAV (mobile-first) ============ */
.nav {
  display: flex;
  align-items: center;
  justify-content: space-between;
  padding: 14px 20px;
  background: rgba(255,255,255,0.88);
  backdrop-filter: saturate(180%) blur(16px);
  -webkit-backdrop-filter: saturate(180%) blur(16px);
  border-bottom: 1px solid var(--line);
  position: sticky;
  top: 0;
  z-index: 100;
}
.logo-link { display: flex; align-items: center; }
.logo-img { height: 28px; width: auto; display: block; }
.nav-links { display: none; }
.nav .btn-primary { padding: 9px 16px; font-size: 13px; }

/* ============ BUTTONS ============ */
.btn-primary {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  background: var(--ink);
  color: #fff;
  padding: 14px 22px;
  font-size: 15px;
  font-weight: 600;
  border-radius: var(--r-md);
  border: 1px solid var(--ink);
  transition: all 0.2s ease;
  white-space: nowrap;
  letter-spacing: -0.005em;
}
.btn-primary:hover, .btn-primary:active {
  background: var(--brand);
  border-color: var(--brand);
  transform: translateY(-1px);
  box-shadow: 0 8px 20px rgba(16,185,129,0.25);
}
.btn-primary:disabled {
  background: var(--line-2);
  border-color: var(--line-2);
  cursor: not-allowed;
  transform: none;
  box-shadow: none;
}
.btn-primary.big { padding: 16px 28px; font-size: 16px; width: 100%; }
.btn-primary.brand { background: var(--brand); border-color: var(--brand); }
.btn-primary.brand:hover { background: var(--brand-deep); border-color: var(--brand-deep); }
.btn-ghost {
  display: inline-flex;
  align-items: center;
  justify-content: center;
  gap: 8px;
  padding: 16px 24px;
  font-size: 15px;
  font-weight: 600;
  border: 1.5px solid var(--line-2);
  border-radius: var(--r-md);
  transition: all 0.2s ease;
  color: var(--ink);
  background: var(--bg-elevated);
}
.btn-ghost:hover { border-color: var(--ink); background: var(--ink); color: #fff; }

/* ============ HERO ============ */
.hero {
  position: relative;
  padding: 40px 20px 56px;
  overflow: hidden;
  background:
    radial-gradient(ellipse at top right, rgba(16,185,129,0.08), transparent 50%),
    radial-gradient(ellipse at bottom left, rgba(14,165,233,0.06), transparent 60%),
    var(--bg);
}
.hero-inner { max-width: 1200px; margin: 0 auto; position: relative; }

.hero-tag {
  display: inline-flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  letter-spacing: 0.02em;
  color: var(--brand-deep);
  margin-bottom: 20px;
  font-weight: 600;
  padding: 6px 12px;
  background: var(--brand-bg);
  border: 1px solid var(--brand-soft);
  border-radius: 100px;
}
.hero-tag::before {
  content: '';
  width: 6px; height: 6px;
  background: var(--brand);
  border-radius: 50%;
  animation: pulse 1.8s infinite;
  box-shadow: 0 0 0 0 rgba(16,185,129,0.7);
}
@keyframes pulse {
  0% { box-shadow: 0 0 0 0 rgba(16,185,129,0.7); }
  70% { box-shadow: 0 0 0 6px rgba(16,185,129,0); }
  100% { box-shadow: 0 0 0 0 rgba(16,185,129,0); }
}

.hero-title {
  font-size: clamp(40px, 11vw, 80px);
  font-weight: 800;
  line-height: 1.02;
  letter-spacing: -0.035em;
  margin-bottom: 20px;
  color: var(--ink);
}
.hero-title em {
  font-style: normal;
  background: linear-gradient(135deg, var(--brand) 0%, var(--accent) 100%);
  -webkit-background-clip: text;
  background-clip: text;
  -webkit-text-fill-color: transparent;
  color: transparent;
}
.hero-sub {
  font-size: 17px;
  color: var(--ink-3);
  max-width: 560px;
  margin-bottom: 28px;
  line-height: 1.5;
}
.hero-sub strong { color: var(--ink); font-weight: 600; }
.hero-ctas { display: flex; flex-direction: column; gap: 10px; margin-bottom: 36px; }
.hero-ctas .btn-primary, .hero-ctas .btn-ghost { width: 100%; }

.hero-trust {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 16px;
  padding-top: 28px;
  border-top: 1px solid var(--line);
}
.hero-trust > div { display: flex; flex-direction: column; gap: 4px; }
.hero-trust strong {
  font-size: 26px;
  font-weight: 800;
  letter-spacing: -0.02em;
  color: var(--ink);
}
.hero-trust span { font-size: 11px; color: var(--muted); text-transform: uppercase; letter-spacing: 0.08em; font-weight: 600; }

/* ============ TRUST STRIP ============ */
.trust-strip { background: var(--ink); padding: 16px 20px; }
.trust-strip-inner {
  max-width: 1200px;
  margin: 0 auto;
  display: flex;
  gap: 24px;
  flex-wrap: wrap;
  justify-content: center;
  align-items: center;
}
.trust-item {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 12px;
  color: #e2e8f0;
  font-weight: 500;
}
.trust-item svg { width: 16px; height: 16px; flex-shrink: 0; color: var(--brand); }

/* ============ SECTIONS / HEADINGS ============ */
.section { padding: 64px 20px; max-width: 1200px; margin: 0 auto; }
.section-head { margin-bottom: 40px; text-align: left; }
.section-head.center { text-align: center; max-width: 640px; margin-left: auto; margin-right: auto; }
.eyebrow {
  display: inline-block;
  font-size: 11px;
  letter-spacing: 0.15em;
  text-transform: uppercase;
  color: var(--brand-deep);
  font-weight: 700;
  margin-bottom: 12px;
}
.section-heading {
  font-size: clamp(30px, 6vw, 52px);
  font-weight: 800;
  line-height: 1.05;
  letter-spacing: -0.03em;
  color: var(--ink);
  margin-bottom: 12px;
}
.section-sub { font-size: 16px; color: var(--ink-3); max-width: 560px; line-height: 1.55; }

/* ============ CALCULATOR ============ */
.calc-card {
  background: var(--bg-elevated);
  border: 1px solid var(--line);
  border-radius: var(--r-xl);
  padding: 24px;
  box-shadow: var(--shadow-md);
  position: relative;
  overflow: hidden;
}
.calc-card::before {
  content: '';
  position: absolute;
  top: 0; left: 0; right: 0;
  height: 3px;
  background: linear-gradient(90deg, var(--brand), var(--accent));
}
.calc-grid { display: grid; grid-template-columns: 1fr; gap: 16px; margin-bottom: 24px; }
.field { display: flex; flex-direction: column; gap: 6px; }
.field label {
  font-size: 12px;
  font-weight: 600;
  color: var(--ink-2);
  letter-spacing: 0.01em;
}
.field input, .field select, .field textarea {
  padding: 14px 16px;
  border: 1.5px solid var(--line);
  border-radius: var(--r-md);
  background: var(--bg);
  font-family: inherit;
  font-size: 15px;
  color: var(--ink);
  transition: all 0.15s ease;
  width: 100%;
  -webkit-appearance: none;
  appearance: none;
}
.field select {
  background-image: url("data:image/svg+xml,%3Csvg xmlns='http://www.w3.org/2000/svg' width='12' height='8' viewBox='0 0 12 8' fill='none' stroke='%2364748b' stroke-width='2' stroke-linecap='round' stroke-linejoin='round'%3E%3Cpath d='M1 1.5l5 5 5-5'/%3E%3C/svg%3E");
  background-repeat: no-repeat;
  background-position: right 16px center;
  padding-right: 40px;
}
.field input:focus, .field select:focus, .field textarea:focus {
  outline: none;
  border-color: var(--brand);
  background: var(--bg-elevated);
  box-shadow: var(--shadow-glow);
}
.field .helper { font-size: 12px; color: var(--muted); margin-top: 2px; }

.calc-result {
  background: linear-gradient(135deg, var(--ink) 0%, #1e293b 100%);
  color: #fff;
  padding: 24px;
  border-radius: var(--r-lg);
  position: relative;
  overflow: hidden;
}
.calc-result::after {
  content: '';
  position: absolute;
  top: -30%; right: -10%;
  width: 250px; height: 250px;
  background: radial-gradient(circle, var(--brand), transparent 60%);
  opacity: 0.25;
  pointer-events: none;
}
.calc-result-inner { position: relative; z-index: 1; margin-bottom: 20px; }
.calc-result-label { font-size: 11px; text-transform: uppercase; letter-spacing: 0.12em; color: rgba(255,255,255,0.55); margin-bottom: 6px; font-weight: 600; }
.calc-result-amount {
  font-size: 56px;
  font-weight: 800;
  line-height: 1;
  letter-spacing: -0.03em;
  color: #fff;
}
.calc-result-rate { font-size: 13px; color: rgba(255,255,255,0.7); margin-top: 6px; }
.calc-result .btn-primary { width: 100%; background: var(--brand); border-color: var(--brand); position: relative; z-index: 1; }
.calc-result .btn-primary:hover:not(:disabled) { background: #fff; color: var(--ink); border-color: #fff; }
.calc-result .btn-primary:disabled { background: rgba(255,255,255,0.12); border-color: transparent; color: rgba(255,255,255,0.4); }

.calc-note { font-size: 12px; color: var(--muted); margin-top: 20px; text-align: center; }

/* ============ BRAND GRID ============ */
.brands-grid {
  display: grid;
  grid-template-columns: repeat(2, 1fr);
  gap: 10px;
}
.brand-card {
  background: var(--bg-elevated);
  border: 1px solid var(--line);
  border-radius: var(--r-md);
  padding: 16px 12px;
  display: flex;
  flex-direction: column;
  align-items: center;
  gap: 10px;
  text-align: center;
  transition: all 0.2s ease;
  cursor: pointer;
  position: relative;
}
.brand-card:active { transform: scale(0.98); }
.brand-card:hover {
  border-color: var(--brand);
  box-shadow: var(--shadow-md);
}
.brand-logo {
  width: 56px;
  height: 56px;
  display: flex;
  align-items: center;
  justify-content: center;
  background: var(--bg-subtle);
  border-radius: var(--r-md);
  overflow: hidden;
  padding: 8px;
}
.brand-logo img { max-width: 100%; max-height: 100%; object-fit: contain; }
.brand-logo.fallback {
  background: linear-gradient(135deg, var(--brand-bg), var(--accent-soft));
  color: var(--brand-deep);
  font-size: 24px;
  font-weight: 800;
  letter-spacing: -0.02em;
  padding: 0;
}
.brand-name {
  font-size: 13px;
  font-weight: 600;
  letter-spacing: -0.005em;
  line-height: 1.3;
  color: var(--ink);
}
.brand-rate {
  font-size: 10px;
  color: var(--brand-deep);
  background: var(--brand-bg);
  padding: 3px 8px;
  border-radius: 100px;
  font-weight: 700;
  letter-spacing: 0.02em;
  text-transform: uppercase;
}

/* ============ STEPS ============ */
.steps-grid { display: flex; flex-direction: column; gap: 20px; }
.step {
  background: var(--bg-elevated);
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  padding: 24px;
  display: flex;
  gap: 16px;
  align-items: flex-start;
  transition: all 0.2s ease;
}
.step:hover { border-color: var(--brand); box-shadow: var(--shadow-sm); }
.step-num {
  flex-shrink: 0;
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--brand-bg);
  color: var(--brand-deep);
  font-weight: 800;
  font-size: 15px;
  display: flex;
  align-items: center;
  justify-content: center;
}
.step-content h3 { font-size: 18px; font-weight: 700; margin-bottom: 6px; letter-spacing: -0.01em; }
.step-content p { color: var(--ink-3); font-size: 14px; line-height: 1.55; }

/* ============ TESTIMONIALS ============ */
.testimonials-section { background: var(--bg-subtle); padding-top: 64px; padding-bottom: 64px; }
.testimonials-grid { display: flex; flex-direction: column; gap: 16px; }
.testimonial {
  background: var(--bg-elevated);
  border: 1px solid var(--line);
  border-radius: var(--r-lg);
  padding: 24px;
}
.testimonial .stars { color: var(--warn); font-size: 14px; letter-spacing: 3px; margin-bottom: 12px; }
.testimonial-text {
  font-size: 15px;
  line-height: 1.55;
  color: var(--ink-2);
  margin-bottom: 16px;
}
.testimonial-author { display: flex; align-items: center; gap: 12px; padding-top: 16px; border-top: 1px solid var(--line); }
.testimonial-avatar {
  width: 36px; height: 36px;
  background: linear-gradient(135deg, var(--brand), var(--accent));
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-weight: 700;
  font-size: 14px;
}
.testimonial-meta strong { display: block; font-size: 14px; font-weight: 600; }
.testimonial-meta span { font-size: 12px; color: var(--muted); }

/* ============ WHY US ============ */
.why-section { background: var(--ink); color: #fff; padding: 64px 20px; position: relative; overflow: hidden; }
.why-section::before {
  content: '';
  position: absolute;
  top: -30%; right: -20%;
  width: 500px; height: 500px;
  background: radial-gradient(circle, var(--brand), transparent 60%);
  opacity: 0.2;
  pointer-events: none;
}
.why-inner { max-width: 1200px; margin: 0 auto; position: relative; z-index: 1; }
.why-section .eyebrow { color: var(--brand); }
.why-section h2 { color: #fff; font-size: clamp(30px, 6vw, 52px); font-weight: 800; letter-spacing: -0.03em; line-height: 1.05; margin-bottom: 16px; }
.why-section .section-sub { color: rgba(255,255,255,0.7); margin-bottom: 36px; }
.why-list { list-style: none; display: flex; flex-direction: column; gap: 12px; }
.why-list li {
  display: flex;
  gap: 14px;
  align-items: flex-start;
  padding: 16px 18px;
  background: rgba(255,255,255,0.05);
  border: 1px solid rgba(255,255,255,0.08);
  border-radius: var(--r-md);
}
.why-list li .check {
  flex-shrink: 0;
  width: 24px; height: 24px;
  background: var(--brand);
  color: #fff;
  border-radius: 50%;
  display: flex;
  align-items: center;
  justify-content: center;
  font-size: 13px;
  font-weight: 800;
}
.why-list li strong { display: block; font-size: 15px; font-weight: 600; margin-bottom: 2px; color: #fff; }
.why-list li small { color: rgba(255,255,255,0.65); font-size: 13px; font-weight: 400; line-height: 1.5; }

/* ============ CTA BAND ============ */
.cta-band {
  padding: 56px 20px;
  text-align: center;
  background:
    radial-gradient(ellipse at center, var(--brand-bg), var(--bg) 70%);
}
.cta-band h2 {
  font-size: clamp(28px, 6vw, 48px);
  font-weight: 800;
  letter-spacing: -0.03em;
  line-height: 1.1;
  margin-bottom: 20px;
  max-width: 700px;
  margin-left: auto; margin-right: auto;
}

/* ============ FOOTER ============ */
.footer {
  padding: 48px 20px 24px;
  background: var(--ink);
  color: #cbd5e1;
}
.footer-grid {
  max-width: 1200px;
  margin: 0 auto;
  display: grid;
  grid-template-columns: 1fr;
  gap: 32px;
  margin-bottom: 32px;
}
.footer-brand img { height: 32px; width: auto; filter: brightness(0) invert(1); }
.footer-brand p { margin-top: 16px; color: #94a3b8; font-size: 13px; line-height: 1.6; }
.footer-col h4 { font-size: 12px; text-transform: uppercase; letter-spacing: 0.12em; margin-bottom: 14px; font-weight: 700; color: #f1f5f9; }
.footer-col a { display: block; padding: 5px 0; font-size: 14px; color: #94a3b8; transition: color 0.15s; }
.footer-col a:hover { color: var(--brand); }
.footer-bottom {
  max-width: 1200px;
  margin: 0 auto;
  text-align: center;
  font-size: 12px;
  color: #64748b;
  padding-top: 24px;
  border-top: 1px solid rgba(255,255,255,0.08);
}

/* ============ PAGE CONTAINER ============ */
.page { max-width: 880px; margin: 0 auto; padding: 48px 20px 72px; }
.page h1 { font-size: clamp(32px, 7vw, 56px); font-weight: 800; line-height: 1.05; letter-spacing: -0.03em; margin-bottom: 16px; }
.page-lead { font-size: 17px; color: var(--ink-3); margin-bottom: 36px; max-width: 640px; line-height: 1.55; }
.page h2 { font-size: 24px; margin: 36px 0 12px; letter-spacing: -0.02em; font-weight: 700; }
.page h3 { font-size: 18px; margin: 24px 0 10px; font-weight: 600; }
.page p, .page li { color: var(--ink-3); margin-bottom: 10px; line-height: 1.65; }
.page ul, .page ol { padding-left: 24px; margin-bottom: 16px; }

/* ============ FORM CARD ============ */
.form-card {
  background: var(--bg-elevated);
  border: 1px solid var(--line);
  border-radius: var(--r-xl);
  padding: 24px;
  box-shadow: var(--shadow-sm);
}
.form-section-heading {
  font-size: 18px;
  font-weight: 700;
  letter-spacing: -0.01em;
  margin-bottom: 16px;
  color: var(--ink);
  display: flex;
  align-items: center;
  gap: 10px;
}
.form-section-heading::before {
  content: '';
  width: 4px; height: 20px;
  background: var(--brand);
  border-radius: 2px;
}
.form-section-heading:not(:first-child) { margin-top: 28px; }
.form-row { display: grid; grid-template-columns: 1fr; gap: 14px; margin-bottom: 14px; }

/* File upload */
.file-drop {
  border: 2px dashed var(--line-2);
  border-radius: var(--r-md);
  padding: 24px 16px;
  text-align: center;
  background: var(--bg);
  transition: all 0.2s ease;
  cursor: pointer;
  display: block;
}
.file-drop:hover, .file-drop:active { border-color: var(--brand); background: var(--brand-bg); }
.file-drop input[type=file] { display: none; }
.file-drop-label { font-size: 13px; color: var(--ink-3); font-weight: 500; }
.file-drop-label em { color: var(--brand-deep); font-style: normal; font-weight: 700; }
.file-preview { margin-top: 8px; font-size: 12px; color: var(--brand-deep); font-weight: 600; }

/* Payment options */
.payment-options { display: grid; grid-template-columns: 1fr; gap: 10px; }
.payment-option {
  display: block;
  border: 1.5px solid var(--line);
  border-radius: var(--r-md);
  padding: 16px 18px;
  cursor: pointer;
  transition: all 0.15s ease;
  background: var(--bg);
  position: relative;
}
.payment-option:hover { border-color: var(--brand); }
.payment-option input { display: none; }
.payment-option.selected {
  border-color: var(--brand);
  background: var(--brand-bg);
  box-shadow: var(--shadow-glow);
}
.payment-option.selected::after {
  content: '✓';
  position: absolute;
  top: 14px; right: 16px;
  color: var(--brand);
  font-weight: 800;
  font-size: 18px;
}
.payment-option-name { font-weight: 700; font-size: 15px; margin-bottom: 2px; }
.payment-option-desc { font-size: 12px; color: var(--muted); }

/* Success */
.success-box {
  background: var(--bg-elevated);
  border: 1px solid var(--line);
  border-radius: var(--r-xl);
  padding: 40px 24px;
  text-align: center;
  box-shadow: var(--shadow-lg);
}
.success-check {
  width: 72px; height: 72px;
  background: linear-gradient(135deg, var(--brand), var(--brand-deep));
  color: #fff;
  border-radius: 50%;
  display: inline-flex;
  align-items: center;
  justify-content: center;
  font-size: 36px;
  margin-bottom: 20px;
  box-shadow: 0 10px 30px rgba(16,185,129,0.35);
}
.tracking-id {
  font-family: var(--font-mono);
  font-size: 18px;
  font-weight: 700;
  background: var(--ink);
  color: #fff;
  padding: 14px 22px;
  border-radius: var(--r-md);
  display: inline-block;
  margin: 12px 0 20px;
  letter-spacing: 0.08em;
  word-break: break-all;
}

/* Alerts */
.alert {
  padding: 14px 16px;
  border-radius: var(--r-md);
  margin-bottom: 16px;
  font-size: 14px;
  display: flex;
  gap: 12px;
  align-items: flex-start;
  line-height: 1.5;
}
.alert-info { background: var(--accent-soft); border: 1px solid #bae6fd; color: #075985; }
.alert-success { background: var(--brand-bg); border: 1px solid var(--brand-soft); color: var(--brand-deep); }
.alert-error { background: var(--danger-soft); border: 1px solid #fecaca; color: var(--danger); }
.alert-warn { background: #fef3c7; border: 1px solid #fde68a; color: #92400e; }

/* FAQ */
.faq-item { border-bottom: 1px solid var(--line); padding: 18px 0; cursor: pointer; }
.faq-item:first-child { border-top: 1px solid var(--line); }
.faq-q {
  display: flex;
  justify-content: space-between;
  align-items: center;
  gap: 16px;
  font-size: 16px;
  font-weight: 600;
  letter-spacing: -0.005em;
}
.faq-q::after {
  content: '+';
  font-size: 22px;
  color: var(--brand);
  font-weight: 400;
  flex-shrink: 0;
  transition: transform 0.2s;
}
.faq-item.open .faq-q::after { content: '−'; transform: rotate(180deg); }
.faq-a { display: none; margin-top: 10px; color: var(--ink-3); line-height: 1.65; font-size: 14px; }
.faq-item.open .faq-a { display: block; }

/* ============ DESKTOP (>= 768px) ============ */
@media (min-width: 768px) {
  .nav { padding: 16px 32px; }
  .logo-img { height: 32px; }
  .nav-links { display: flex; gap: 28px; }
  .nav-links a {
    font-size: 14px;
    color: var(--ink-2);
    font-weight: 500;
    transition: color 0.15s;
  }
  .nav-links a:hover { color: var(--brand); }

  .hero { padding: 72px 32px 80px; }
  .hero-ctas { flex-direction: row; }
  .hero-ctas .btn-primary, .hero-ctas .btn-ghost { width: auto; }
  .hero-trust { grid-template-columns: repeat(4, auto); gap: 48px; }
  .hero-trust strong { font-size: 32px; }

  .section { padding: 96px 32px; }

  .calc-card { padding: 40px; }
  .calc-grid { grid-template-columns: 1fr 1fr; gap: 20px; }
  .calc-result { padding: 32px; display: flex; align-items: center; justify-content: space-between; gap: 24px; }
  .calc-result-inner { margin-bottom: 0; }
  .calc-result-amount { font-size: 64px; }
  .calc-result .btn-primary { width: auto; }

  .brands-grid { grid-template-columns: repeat(4, 1fr); gap: 14px; }
  .brand-card { padding: 22px 14px; gap: 12px; }
  .brand-logo { width: 68px; height: 68px; }
  .brand-name { font-size: 14px; }

  .steps-grid { flex-direction: row; gap: 20px; }
  .step { flex: 1; flex-direction: column; }
  .step-num { width: 48px; height: 48px; font-size: 16px; }

  .testimonials-section { padding: 96px 32px; }
  .testimonials-grid { flex-direction: row; }
  .testimonial { flex: 1; }

  .why-section { padding: 96px 32px; }

  .cta-band { padding: 96px 32px; }

  .footer { padding: 72px 32px 32px; }
  .footer-grid { grid-template-columns: 2fr 1fr 1fr 1fr; gap: 48px; }

  .page { padding: 64px 32px 96px; }
  .form-card { padding: 40px; }
  .form-row { grid-template-columns: 1fr 1fr; gap: 18px; }
  .form-row.single { grid-template-columns: 1fr; }
  .payment-options { grid-template-columns: repeat(3, 1fr); }
}

@media (min-width: 1024px) {
  .brands-grid { grid-template-columns: repeat(6, 1fr); }
}